Craftsman

430 Warren Bayou Drive | Panama City Beach, FL Privacy. Space. Options. This home delivers what today's buyers are searching for—and rarely find. Tucked away with a wooded backdrop and no rear neighbors, 430 Warren Bayou Drive offers a peaceful, private backyard setting that feels like a retreat—right in the heart of Panama City Beach. Whether you're enjoying quiet mornings or hosting gatherings, the natural buffer behind the home provides a level of privacy that sets this property apart. Inside, the home features 4 bedrooms, 3 bathrooms, and over 2,300 square feet of thoughtfully designed living space—ideal for families, professionals, or buyers needing room to spread out. The 3-car garage adds flexibility for storage, hobbies, or multiple vehicles, a rare find in this area. Location matters, and this one checks the boxes. Conveniently positioned near beaches, shopping, dining, and everyday essentials, you get the best of PCB living without sacrificing space or tranquility. What truly makes this home stand out? Financing flexibility. Buyers may have the opportunity to assume an existing loan with an interest rate under 4% (subject to lender approval), and owner financing may also be considered—opening the door to options rarely available in today's market. ✔ 4 Bedrooms | 3 Bathrooms ✔ Over 2,300 sq ft ✔ 3-Car Garage ✔ Wooded, private backyard ✔ Prime Panama City Beach location ✔ Potential assumable loan under 4% ✔ Owner financing option This is more than a home—it's a smart move in a market where space, privacy, and favorable financing are hard to come by. Showing begin at the end of February. Video of the home is available.